One (Self only) - one policy only

This is one individual policy that only covers you for a total of ₹20 lakh

Pro (Parents only) - at least 1 and up to 2 separate policies

You can purchase up to two policies for:

  • your mother or mother-in-law

  • your father or father-in-law

Please note, you can’t cross select (i.e mother and father-in-law or vice versa)

Each individual is covered for ₹20 lakh. So, if you buy 2 policies for your mother and your father, they are covered for ₹20 lakh each.

 

Plus (Self + Parents) - at least 2 and up to 3 separate policies

Here, you will need to purchase one policy for yourself and up to two policies for:

  • your mother or mother-in-law

  • your father or father-in-law

Please note, you can’t cross select (i.e mother and father-in-law or vice versa)

Each individual is covered for ₹20 lakh.

Example: you could be buying 3 policies for you, your mother and your father where each person is covered for ₹20 lakh or you could be buying 2 policies for you, and say, your father-in-law where each person is covered for ₹20 lakh.

 

Max (Self + Spouse + Kids) - one policy only

This plan includes you, your spouse and up to two kids. Here, you would be purchasing one policy where your entire family will be sharing a ₹20 lakh cover. This is typically called a floater cover.

 

Grand (Self + Spouse + Kids + Parents) - at least 2 and up to 3 separate policies

This plan would include:

  • A floater policy for you, your spouse and up to 2 kids

  • A policy for your mother or mother-in-law

  • A policy for your father or father-in-law